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Home insurance is not required in Rhode Island as it is with car insurance. However, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are ready to start shopping for homeowner’s insurance, don’t fret! Bucci Insurance Group can shop multiple carriers to get you the best home policy available.

Rhode Island homeowners insurance coverage doesn’t have to be difficult to understand. Typical Rhode Island policies cover the structure of the home, replacement costs, living expenses in case of a disaster, liability, and personal possessions up to a set limit. You can also add supplement policies to the basic policy. Supplements available are: valuable or floater policies, RI flood insurance, umbrella policies, and animal liability.

Every homeowner has different needs and your home insurance policy should be specific to your needs. At Bucci Insurance Group our agents will create a homeowner’s insurance policy that will best suit you and your family.

For non-homeowners, Bucci Insurance also has RI condo and renters insurance, with condo and renter’s insurance as w.