A week after this historic Rhode Island flood, people are still trying to clean up the mess it has left. People all over the state are trying to receive help and assistance in cleaning up. A news release sent out by Governor Carcieri’s office on Friday, is urging citizens of Rhode Island to be careful of fraudulent offers of help. At Bucci Insurance we want to make sure that our customers are aware of this. We want to give the people of Rhode Island all of the facts so that this does not happen to you.
Rhode Island Emergency Management Agency (RIEMA), the Federal Emergency Management Agency (FEMA), along with Governor Carcieri, Attorney General Patrick Lynch, and the Rhode Island State Police, are the people who want to warn the public about these possible fraudulent offers and what they would look like.
Today, we will provide you with all the tools to spot someone who is not an official FEMA agent. First, let’s start with never revealing your personal information to someone who you are unsure of. Just because they have a clipboard with official looking papers does not mean they are a real agent. If an agent just shows up at your house without prior contact with you that is a sign that they are not a real agent. FEMA agents are always required to call and schedule an appointment before visiting a home.
If you are still unsure if the person is a real agent or not look at their ID. All FEMA agents carry official photo identification. This will include: the person’s photo, name, FEMA seal, expiration date, return address, barcode, and “property of the U.S. Government” disclaimer. Some fraudulent agents will also drive around in a vehicle with the FEMA seal, an official FEMA agent would never. The most important thing to remember is that FEMA’s services are free. If an agent tries to charge you for their visit then you know that the person is a fraud. If any of those situations occur, contact the local police or call the Rhode Island State Police Financial Crimes Division at 401-444-1201.
Please also make sure that you are not fooled by phony contractors. Make sure to always use liscened contractors and ask for references. Never accept help from a contractor who comes up to your door offering to help.
Again if you feel that you have been a victim of fraud please file a claim with the Rhode Island State Police Financial Crimes Division at 401-444-1201 or the Attorney General’s consumer protection unit at 401-274-4400. If you, yourself has not been scammed but you believe that you have witnessed fraudulent activity please contact the Department of Homeland Security Office of Inspector General’s Fraud Hotline 1-800-323-8603.
If you have experienced any damage during the flood register claims with FEMA on their website. We want to make sure that Rhode Islanders and our customers at Bucci Insurance are safe during this vulnerable and hard time.