It’s pretty simple. You either don’t know what to do or you don’t do what you know you’re supposed to do—a deficiency of knowledge or a deficiency of execution.

This post is compliments of Astonish Results

You find the cell phone of your dreams, and after mulling over the cost, you’re eager to buy. You walk up to the counter, fork over your debit card and begin peeling off the protective plastic–that baby is officially yours. But before you even have a chance to check out the games on your new phone, the sales guy hits you with the question every cell phone user dreads: “Would you like insurance for your phone?”

After shelling out a hundred bucks for a new phone, it may seem silly not pay a few dollars per month to insure it. But is cell phone insurance really worth it?

After Bucci Insurance Group’s Social Media Seminar last week many attendees were excited about the new ways they learned to leverage social media to increase business. The only problem however, is many guests were not even at the step where they had established social media sites. This video contains a tutorial explaining how to create a business facebook page and important information that should be included on your page.

Hope it helps, looking forward to “liking” your business Facebook page in the near future!

Just as the Social Media Revolution is here, Bucci’s free social media seminar almost is too! It’s not too late to register for this free seminar that will be teaching the ins and outs of digital marketing so you can improve and expand your business!

Join us for a free seminar

Thursday April 7th

5:00-8:00pm

Radisson Airport Hotel, Warwick, RI

Bucci Insurance Group welcomes special guest speakers: Tim Sawyer (President of Astonish Results, a leading Digital Marketing company based here in RI) and Kelly Donahue, Vice President of Raving Fan Managers at Astonish Results, as they present new and innovative ways to take your business to the next level and talk about the new face of marketing to the modern consumer!

Register Now

Astonish Results, a leading insurance digital marketing provider, focused on helping insurance agencies FIND, SELL and KEEP more customers profitably. Agencies look to Astonish Results because they know change is needed but don’t always know where to start.

Their system provides a number of tools that can be used to varying degrees, but all of them help agencies compete with direct writers on the Internet. Email marketing, CRM tools, website design, social media construction and strategy, SEM and SEO services, training, operations consulting, valuation and content creation are the core tools.

Currently, Astonish Results operates two offices, the main headquarters in Warwick, RI and a second office in Orlando, FL. Astonish represents close to 250 insurance agencies from nearly every U.S. state, including Alaska and Hawaii.

As a testament to their outstanding service and credibility, Astonish was listed as one of the top 100 private companies in 2009. Astonish was also selected as the number one fastest-growing private company and number one fast growing technology company in Rhode Island by the Providence Business News, Book of Business Lists 2010.

Bucci Insurance turned to Astonish in 2009 to improve business utilizing the vast amount of online tools available. “Since Bucci’s website went live in January 2010, we have seen great success both in business and in establishing ourselves in the Internet marketing community” said Tony Bucci, owner and founder of Bucci Insurance Group. I have had the pleasure of working with various Astonish employees, who have all been readily available and more than helpful when needed. They are truly a passionate and insightful crew, who are in it to help you.

Astonish Results President, Tim Sawyer, is a major asset to this fast growing company. His energy engages audiences all over the country; we were privileged enough to have him impart his knowledge at our social media seminar last year. He will be speaking again this year and I know we are all looking forward to exciting informational presentation.

If you are interested in pursuing digital marketing strategies to improve your business join Bucci Insurance Group and Astonish Results, Thursday, April 7th at the Radisson in Warwick for a free social media seminar and networking event from 5-8pm.

Bucci Insurance Group, a full service insurance agency founded in 1981 in Warwick, RI, has much to celebrate over the past 30 years. For one, as founder and owner, Tony Bucci, explains the growth of technology has drastically changed the insurance business. When Bucci began they had no computer, fax machine, or email, just a few hard working insurance agents ready to serve clients.

Today the insurance industry has become much more consumer driven and many large insurance companies have consolidated. Over the past 30 years and 3 offices Bucci’s main concern was always the customer. “Success for us was helping one policy holder at a time, year after year. The time really did fly by,” said Tony.

Over the year Bucci has also given back to the Rhode Island community. Currently Bucci is assisting Kent Hospital in fundraising efforts to purchase 28 iPads for hospital personelle, which will dramatically improve customer care. In addition Tony Bucci is keen on professional development and though he started with quite a lack of technology, the Rhode Island Insurance Blog is now a widely read insurance blog. Last year he sought to inmpart his technological and social media success with fellow business owners through a free social media seminar. The success of this seminar and the revolution of social media encouraged the implementation of a second annual social media seminar, which is taking place April 7th at the Airport Radisson Hotel. For more information about either initiative visit our website or like us on facebook.

Vice President, Mary Pellegri, describes how she is most proud of helping people through difficult times of financial loss and being a partner in controlling their policy costs.

After 30 years Tony still says, I and our staff here at Bucci insurance love to help people solve insurance
issues and problems. I see Bucci insurance continuing to offer outstanding customer service to
our community well into the future.”

Over 70 percent of all boating accidents are due to inattention, speeding or boating under the influence of drugs and alcohol, warns the Insurance Information Institute (I.I.I.). In fact, there were over 6,400 accidents resulting in 4,272 injuries and 681 fatalities in 2009.

According to the U.S. Coast Guard, education is the key to preventing boating accidents. Last year, 80 percent of all boating fatalities occurred on boats where the operator had not completed a boating safety course.

Although collision with another boat is the most reported type of accident – hurricanes, theft and fire also pose a significant threat to boat owners. In fact, over 40 million dollars worth of boats are stolen each year, according to the National Insurance Crime Bureau.

With private boats costing over 29 billion dollars in 2001, having the appropriate property and liability coverage is essential, warns the I.I.I.

Canoes, small sail boats, and boats equipped with motors that are less than 25mph are generally covered under a homeowners or renters insurance policy. Coverage is usually about $1000 or 10 percent of the home’s property value and it generally includes the boat, motor, and trailer combined. Liability coverage is typically not included – but it can be added as an endorsement to a homeowners policy.

Larger and faster boats, yachts, and personal watercrafts such as jet skis and wave runners require a separate boat insurance policy. For yachts, damage to the craft, including the hull, is covered. These policies also provide broader liability protection. A boat insurance policy will cover:

• Bodily injury – for injuries caused to another person.
• Property damage – for damage caused to someone else’s property.
• Guest passenger liability – for any legal expenses incurred by
  someone using the boat with the owner’s permission.
• Medical payments – for injuries to the boat owner and other passengers.
• Theft

The type of vessel, the horsepower of the engines, the value of the vessel, and the location where it is kept are all factors in determining coverage and premium.

To be a safer boater, the U.S. Coast Guard suggests that you:

• Get a free vessel safety check by calling 1-800-368-5647 or visiting http://www.vesselsafetycheck.org.
• Monitor the weather forecast and let someone know where you’re going and when to expect you.
• Check engine, fuel, electrical and steering systems, especially for exhaust-system leaks.
• Keep marine-type fire extinguishers accessible and in condition for immediate use. Make sure they are matched to the size and type of the boat.
• Equip the vessel with required navigation lights and with a whistle, horn or bell. Consider additional safety devices, such as a paddle or oars, a first-aid kit, a supply of fresh water, a tool kit and spare parts, a flashlight, flares and a radio.
• Make sure that every person on board the boat wears a life jacket and don’t permit riding on the bow, seatbacks or gunwales. Every year, 80 percent boater fatalities are attributed to a missing life jacket.
• Never boat under the influence. In 2001, alcohol was involved in more than one third of all boating fatalities.

If you are a growing business owner or even a regular Internet user you undestand the prominence of social media. what you may not understand is the importance of social media and how to use it.

Facebook adedd 100 million users in less than 9 months, it took television 13 years to reach 50 million. Social media is a revolution, if you would like to be part of the future join Bucci Insurance Group for a social media & networking seminar.

The event will discuss: business strategies, mobile technologies, strategic communications, business social networking, and how to leverage social media to generate business. Bucci Insurance Group welcomes special guest speakers: Tim Sawyer (President of Astonish Results, a leading Digital Marketing company based here in RI) and Kelly Donahue, Vice President of Raving Fan Managers at Astonish Results, as they present new and innovative ways to take your business to the next level and talk about the new face of marketing to the modern consumer!

No company wants to  be the next social media casualty, so join us for this free event:

Thursday, April 7th, 2011 at The Airport Radisson Hotel in Warwick, RI

6:00-8:00pm

Space is limited so reserve your spot now! Check out the event on Facebook for more information!

Your credit history can work for you or against you. Your proven ability to manage your money and meet your financial obligations is an indication of your maturity and stability and can open many doors. Prospective employers, landlords, lenders and even your insurance company view a strong credit history as a positive sign that you will meet your obligations and responsibilities to them as well. A poor credit history could result in not getting that apartment or dream job, and paying more for insurance coverage and higher interest rates on your mortgage and other loans.

According to the Insurance Information Institute, insurers often generate a numerical ranking based on a person’s credit history, known as an “insurance score,” when underwriting and setting the rates for insurance policies. Actuarial studies show that how a person manages his or her financial affairs, which is what an insurance score indicates, is a good predictor of insurance claims. Insurance scores are used to help insurers differentiate between lower and higher insurance risks and thus charge a premium equal to the risk they are assuming. Statistically, people who have a poor insurance score are more likely to file a claim.

The best way to build a solid credit score is to make a habit of always paying your bills on time in full each month. Your goal should be to build a long history of reliable bill paying behavior. To maintain your good credit history, check your credit report every year. Look for errors and correct them as soon as possible. By law, you are entitled to one free credit report from each of the three reporting agencies once a year.

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies—Equifax, Experian, and TransUnion—to provide you with a free copy of your credit report, at your request, once every 12 months. For more information, go to the Federal Trade Commission’s Web site on credit.

Myth 6. If another person is driving your car, his or her auto insurance will cover them if they get in an accident.
In most states, the auto insurance policy covering the vehicle is considered the primary insurance, which means that the auto insurance company for the vehicle must pay for damages caused by an accident.