School is just around the corner and if you’re like most of the students at the University of Rhode Island, the next few weeks will be an exciting time. Finally, moving back out of your parent’s house and into the one you and your friends are renting “down the line.” While you make your checklist of things to do/ buy before you move in, you might want to consider renters insurance.
Your landlord’s insurance only covers their personal belongings and property. In the unfortunate case of a fire, flood or robbery, renters insurance will have you covered and replace your personal items. Renter’s Insurance takes care of your furniture, clothing and most other items; your favorite diamond ring on the other hand, needs to be insured on its own. Watch this short video from III for more details!
Here is your Renter’s Insurance checklist:
- Estimate the value of your property
- Do an inventory of all of your belongings
- Take pictures (permanent records in case you have to file a claim)
- Smoke detector
- Good dead-bolt lock
The last two items may qualify you for a discount!
For more information regarding this topic, feel free to contact Bucci Insurance Group! They would love to help you.